“They first look at our risks and which ones we are exposed to, then participate in modelling the policy, always bearing in mind which risks should be covered so we are both optimally insured and achieve a balance between price and coverage. Their expertise shows not just in that aspect but also when creating exactly what we need, which stems from the fact that they know and understand our business. They point out issues that should be covered, issues we might have overlooked, or other things we should focus on, and which could be more important for our business”, adding that even though it may seem simple, such an approach requires a lot of expert knowledge.